Matched to the right lender
We match you with affiliates and lenders experienced with post-BK financing, not a generic lot that turns filers away at the door.
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Credit repair
A bankruptcy clears the debt. A reported auto loan starts rebuilding what comes next.
Why an auto loan rebuilds faster
After a Chapter 7 or Chapter 13 filing, the fastest way to show the bureaus you're back on track is a steady, on-time installment payment. Many of our partner lenders report to all three bureaus, helping you rebuild faster. Every month you pay on time is a month of positive history on your file.
How Fresh Start Now fits in
Reporting from day one
Many of our partner lenders report your payments to all three bureaus, so the rebuild starts with your first payment.
A budget that holds
No high-pressure sales. Our affiliate partners won't rush you into a vehicle that doesn't fit your budget, because a payment you can't keep helps no one.
During an open case
You don't have to wait for discharge. We work with Chapter 7 and 13 filers, often before the case is even closed, and we handle the trustee paperwork so your bankruptcy case stays clean and on track.
Start rebuilding today
Free to apply with no obligation. Approval in as little as 15 minutes.